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Lending & Micro-Finance Management Software

Argun Loan Management System

Manage loans, borrowers, installments and collections with complete ease. Purpose-built for daily, weekly, and monthly loan tracking.

Overview

Argun Loan Management System (ArgunLMS) is engineered to simplify loan disbursement, borrower KYC recordkeeping, interest calculation, daily collections, and overdue tracking for lending agencies and micro-finance organizations.

It replaces prone manual ledger registers with automated installment schedules, instant payment receipts, and real-time portfolio health reports accessible from any browser.

Core Capabilities & Modules

Key tools included in Argun Loan Management System.

Borrower & Loan Account Management

Maintain comprehensive borrower KYC records, guarantor profiles, loan principal amounts, interest rates, and customized repayment frequencies.

  • Borrower KYC document storage & contact details
  • Guarantor details & loan agreement attachment
  • Customizable start dates & loan tenure configuration

EMI & Interest Computation Engine

Automated interest calculation supporting multiple interest computation formulas.

  • Flat interest and reducing balance calculations
  • Daily collection, weekly, bi-weekly, and monthly EMI schedules
  • Penalty & late fee tracking logic

Daily & Monthly Collection Reports

Complete visibility over daily collection sheets and field agent collection status.

  • Collector-wise daily collection reports
  • Pending dues register & overdue loan accounts list
  • Daily cash reconciliation & ledger balancing

Reminders & Payment Receipts

Automate customer communication to improve on-time collection rates.

  • Instant payment receipt generation via PDF
  • WhatsApp & SMS due reminders to borrowers
  • Overdue notice printing and logging

Detailed Financial Analytics

Portfolio health dashboards providing bird's-eye visibility over outstanding capital, interest earned, and non-performing loans.

  • Total active loan portfolio value
  • Total interest collected vs. pending interest
  • NPA / Overdue loan breakdown reports

Technical Specifications

Reliable, web-based infrastructure designed for daily loan operations.

Platform Web-Based (Runs in any browser)
Supported Devices Desktop, Laptop, Tablet, Mobile
Repayment Modes Daily, Weekly, Monthly, Custom Installment
Data Storage Encrypted Cloud Storage & Daily Backups
Receipt Generation Instant PDF & Thermal Receipt Printing

Client Spotlight & Lender Review

See how leading lenders in Gopalganj manage operations with Argun Loan Management System.

How Argun Loan Management System Works

From borrower registration to final repayment — fully automated.

1

Register Borrower & Disburse Loan

Create a complete borrower profile with KYC documents, guarantor details, and photograph. Set loan amount, interest rate, repayment schedule, and disburse with one click.

2

Track EMI & Collections

The system auto-generates an EMI schedule for each borrower. Field agents record daily, weekly, or monthly collections. Overdue reminders are sent automatically via SMS or WhatsApp.

3

Reports & Portfolio Monitoring

View total outstanding portfolio, NPA accounts, collection efficiency, and agent-wise performance — all in real-time. Generate borrower ledger statements and interest receipts on demand.

Why Lenders Choose Argun Loan Management System

Purpose-built for Indian lending businesses — from money lenders to NBFC.

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Complete Borrower KYC Management

Maintain Aadhaar, PAN, photographs, guarantor details, and property documents for every borrower in a secure digital record — no physical files needed.

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Auto-Generated EMI Schedules

The system automatically calculates and generates amortisation schedules for flat rate, reducing balance, or daily interest loan products — no manual calculations.

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Automated Payment Reminders

Send automated SMS and WhatsApp payment due reminders to borrowers before due date. Reduce default rates without any manual follow-up by field agents.

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Field Agent Collection Tracking

Assign borrower accounts to collection agents. Agents record collections from their mobile. Managers see real-time collection status for every agent and area.

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NPA & Overdue Portfolio Reports

Identify overdue accounts, NPA borrowers, and collection gaps instantly. Act before bad loans become unrecoverable with early warning dashboards.

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Interest Receipts & Ledger Statements

Generate borrower ledger statements, interest receipts, and loan closure documents instantly. Accepted by courts and banks as official repayment records.

Loan Management Software for Indian Lenders

Argun Loan Management System (ArgunLMS) is a cloud-based lending software for money lenders, NBFCs, cooperative societies, SHG lenders, and micro-finance institutions operating in India. It digitises the entire loan lifecycle — from borrower registration and loan disbursement to EMI collection, interest calculation, and portfolio reporting — eliminating the need for manual registers and spreadsheets.

For Money Lenders and Private Financiers

Private money lenders in Bihar and across India face challenges in tracking multiple borrowers, managing daily collection routes, and maintaining proper interest accounts. ArgunLMS provides a structured borrower database with KYC documents, automated repayment schedules, and collection tracking that gives lenders complete visibility into their portfolio without complex accounting knowledge.

For NBFC and Micro-Finance Companies

NBFC companies and micro-finance institutions have regulatory reporting requirements alongside operational loan management needs. ArgunLMS supports multiple loan products, customer group lending, joint liability group tracking, and generates the portfolio reports required for internal audits and compliance. Argun Software Solutions is based in Gopalganj, Bihar. Call +91 70912 76451 for a free demo.

Frequently Asked Questions

Common questions from money lenders and NBFC operators about Argun Loan Management System.

Argun Loan Management System (ArgunLMS) is a cloud-based lending software for money lenders, NBFCs, cooperative societies, and micro-finance institutions in India. It manages borrower KYC, loan disbursement, EMI schedules, daily collections, interest calculation, and portfolio reporting.
Yes. Argun LMS allows field agents to record daily, weekly, or monthly collections from their mobile devices. Managers see real-time collection status for all agents and all borrowers from the central dashboard.
Yes. Argun LMS sends automated SMS and WhatsApp payment due reminders to borrowers before due date, reducing default rates without requiring manual follow-up by field agents.
Yes. Argun LMS automatically calculates and generates amortisation schedules for flat rate, reducing balance, and daily interest loan products. No manual calculations are needed — the system generates the full repayment schedule at the time of disbursement.
Yes. Argun LMS supports flat rate loans, reducing balance EMI loans, daily interest loans, and group lending models used by micro-finance and NBFC companies in India.
Yes. Argun Software Solutions is based in Gopalganj, Bihar and provides on-ground installation, training, and ongoing support to money lenders and NBFC companies across Bihar and neighbouring states like Uttar Pradesh.

Loan Management Software — Cities We Serve

Argun LMS is deployed by money lenders and NBFC companies across Bihar. We provide on-site setup and training in these cities:

Gopalganj Siwan Saran (Chapra) Motihari Patna Muzaffarpur Darbhanga Vaishali Buxar Gorakhpur (UP)

Request a Live Product Walkthrough

Get in touch with our engineering team to see how Argun LMS works for your lending operations.

Phone / WhatsApp +91 70912 76451
Office Address

Argun Software Solutions, Rajhwahi Colony, Between Arya Petroleum Pump & Lakhpatiya More, Gopalganj, Bihar – 841428